Complete Detail – How to Apply Online PM Awas Yojana (PMAY)/Housing For All
What is PM Awas Yojana (PMAY) – Housing For All (HFA) by 2022
Pradhan Mantri Awas Yojana (PMAY) – Housing For All (HFA) by 2022 is one of the most awaited affordable housing projects of Central government which was launched for providing housing for all urban and rural poor people across the country.
Introduction
The PMAY was launched by the Indian Prime Minister Narendra Modi in June 2015 with an aim of providing housing for all by 2022 under Centre’s Pradhan Mantri Awas Yojana (PMAY).
The government has targeted to construct houses for those people who are living in Kucha Ghar or Homeless. As per the scheme, the government will construct two crore houses within a time period of 7 years for Urban and Rural poor across the country.
The scheme is applicable for people belonging to LIG (Low Income Group) & EWS (Economically Weaker Sections) and now the government has also included MIG Group under PMAY after presenting the budget of 2017-18.
According to the scheme, the Pradhan Mantri Awas Yojana will be completed as following three phases.
Phase 1:
Start date: April 2015 || End date: March 2017 || Target of Cities: 100 cities in India
Phase 2:
Start date: April 2017 || End date: March 2019 || Target of Cities: 200 cities in India
No. of cities targeted: 200 cities in India
Phase 3:
Start date: April 2019 || End date: March 2022 || All Remaining Cities in India
Actual Benefits of Pradhan Mantri Awas Yojana (PMAY)
Earlier, the Central government presented its Union Budget 2017-18 and it has provided a great relax for homebuyers by launching two new subsidy schemes under Pradhan Mantri Awas Yojana. Now the government will provide a subsidy of Rs.2.4 Lakh on Home Loan for 20 years which was 15 years.
- Subsidy of Rs. 2.4 Lakh for buying houses under the Pradhan Mantri Awas Yojna
- 6.5% (credit linked) subsidy on the interests on the loans availed by the people who bought/planning to buy houses under the scheme.
- The interest subsidy will be offered for 20 years from the date on which the loan amount was given to the customer
- if you are earning 12 Lakh, the government will provide 4% subsidy under home loan of Rs 9 Lakh.
- if you are earning 18 lakh, the government will provide 3% subsidy under home loan of Rs 12 Lakh.
- If you apply for a loan at an interest of 9% than from the subsidy of all three categories on the home loan of Rs 20 lakh you will get a total benefit of Rs 2.4 Lakh and repayment of the loan will reduce the monthly installment of Rs 2,200.
Credit Linked Subsidy Scheme —- The beneficiaries can apply for housing loan under CLSS (Credit Linked Subsidy Scheme) at all bank branches.
Let’s Know About How to Apply Online for Pradhan Mantri Awas Yojana (PMAY)
The government has started online application form submission process to reduce the problem of people during the form submission at the corporation offices.
The Ministry of Housing and Urban Poverty Alleviation has joined hands with CSC e-Governance Services India Limited, the ministry of electronics and information technology to enable online applications for PMAY-U. Around 60,000 CSC Centres are enabled to accept the online application form.
All the interested needy people can apply online through the CSC or themselves by following some easy steps which are given below.
Step First:
Log on at http://pmaymis.gov.in/
Second Step:
Click on Citizen Applications Link:
Third Step:
Click on For Slum Dwellers or Benefits under Other 3 Components Link for Fill Application Form:
Fourth Step:
How to Fill Application Form:
Fifth Step:
In Final Step Fill Captcha Code and Click on Submit Button for Final Submission:
After final application form submission, the applicants must take the print out of receiving for checking the status of their application form.
Dear sir g ya madem g namaskaar
Mere naam par kuch bhi nahi hai kewal adhaar card hi hai kya kabhi mai bhi apni family ke liya apna ghar bana sakta hu
Abhi rent 7ooo rs deta hu
Bank account zero hai
Mere maa BAAP ne mujhe alag kar diya love marriage ke baad
Agar koi scheme ho to please batao
Nahi to struggle to kar hi rahe hai
Name pawan Dewan
Manimajra chandigarh ut
Sub : Issue related housing loan subsidy not received.
Sir & Madam,
I had taken housing loan from dena bank on 28/11/2017 of rupees 7.45 lakhs @ rate of interest 8.25 %, but till date I have not received my subsidy. When ever I’m going for inquiries they were giving negative and giving not proper details. Please look into this matter
Loan applicant name : SUSHIL KUMAR A SHARMA
ADHARCARD NO 228737080997
PAN CARD NO DIZPS7373J
DATE OF BIRTH 08/11/1989
MY WIFE NAME ANKITA SUSHIL SHARMA
Adhar no 567844787436
Pancard no JIAPS6035Q
DOB 23/11/1994
Loan details :
Saving A/c no 097410039139
LOAN ACC NO 97451031262
IFC CODE BKDN0240974
PIN CODE 396170
My bank manager and team not taking seriously for this issue.
Yours sincerely
Place: Umbergaon. Sushil Kumar Sharma
Hello dear sir.. My name is samir dolai. Father name is pratap dolai. Village. Dubrajpur. PS sabang. Mohar dist.. Paschim Medinipur.. Sir mera pitaji ek pmay ghor mila 2018-2019.. Mera ghor hogeyahe liking 3rd pement nehi milrahe keya koru kuch samajme nehi arahe please help me sir
HAME TOH KEWAL AKCHHARO MAIN HI PMAY DIKHA HAI ….
I had purchased flat in February 2015. Will it be possible to get the benefit of pradhan-mantri-awas yojna ?
Sir,,
Maine Flat kharida hai 2016 me lekin yeh pmayojna skim bank me nahi thi,, tho bank NE bataya ki jab lagu hogi tab apko uska benefits milenga,, lekin unhone mujhe turm or conditions nahi bataye ,, Maine flat kharidte vakt sirf mere Nam PE kharida ,, ab mujhe pm avas Yojna ka koi bhi fayda nahi mil raha hai,,
Please help me mai kaise is Yojna ka fayda le saku,,
Mera EMI BAHOT JYADA HAI MAI POOR FAMILY SE HOO ,, PL HELP
Hello dear sir,
I’m a poor family from Arunachal Pradesh and here there is no option for awas yojna so as my poor condition I can’t step forward with my all family members please help and offer me a loan pmay…
Dear in Arunchal pradesh PMAY is available .. I seen it proper.
Hampar v kripa kijiye sir
Deer sir
AWAS YOJANA
Sir jwab do
Sir mera gar neche for gya H ! muje kisi ki sahayata nhi mil rhi muj par bi kripa kijiye ! PM yojna ke anushar gar ban wa do ! apki kripa hogi ! Mere bhche bi apko doya denge thanks.
ye mera no hi kochh kaam hoto dena 12 manh se baitha hun bekaar koi paysa ka aamdani nahin hi kiya karon kochhe bhi milega karonga
sir pls help me my adhar is filled is not showing
I am so thanks full pm sir for a sceem
I am so poor pm sir plz help me ????
What is procedure after printing form??
hey,i have applied for PMAY and i got one receipt also where i got the i think one application no. is their.So when i am checking my status it is showing to , it is pending.Kindly let me know how i come to know about the allocation of houses under PMAY and how i proceed further.Also let me know till when housing allocation would be started under PMAY.
Regards,
Vijay Singh Negi
Hello team, i register for PMAY and Survey ID created.what action i need to take now
Please let me know the steps.
Regards
Prasad b
Hello team, i register for PMAY and Survey ID created.what action i need to take now
Regards
Prasad b
Very gud scene…
I poor
My mo 9012376544
I have taken house loan already and paying EMI s can I convert it to pmay scheme
Is this applicable
gaddeppa143143@mail.com. 9620001898
gaddeppa143143@mail.com
hamaresh4@mail.com
hamaresh4@mail.com. 7090444689
Sir my house not yet repairing pls solutions my request applicant must be the same as the repairing the my house and the solution
What is the procedure for allying CLSS for above 50000/- PM income holders . Please suggest.
web site showing its under maintenance
I want to go for house loan from Syndicate bank or sbi.should I apply pmay(online) even before my approach to bank for loan?or should I apply for pmay after getting sanction from bank? Pl reply
my wife apply pmay complete the online we get the AWB no also, now it’s showing we r capable for Loan and surve I’d also generate can u plz tell as the nxt step
My father has fill up the pmay form online we get the AWB no also, now it’s showing we r capable for Loan and surve I’d also generate can u plz tell as the nxt step
Can I register online…and what will be the payment plan
Yes You Can Apply Online
kochhe milega ya sirf time pass kochhe kijye
PMAY mere plot mai makan banane se subsidy mil sakti kya