Complete Detail – How to Apply Online PM Awas Yojana (PMAY)/Housing For All

Pradhan Mantri Awas Yojana Gramin

What is PM Awas Yojana (PMAY) – Housing For All (HFA) by 2022

Pradhan Mantri Awas Yojana (PMAY) – Housing For All (HFA) by 2022 is one of the most awaited affordable housing projects of Central government which was launched for providing housing for all urban and rural poor people across the country.


The PMAY was launched by the Indian Prime Minister Narendra Modi in June 2015 with an aim of providing housing for all by 2022 under Centre’s Pradhan Mantri Awas Yojana (PMAY).

The government has targeted to construct houses for those people who are living in Kucha Ghar or Homeless. As per the scheme, the government will construct two crore houses within a time period of 7 years for Urban and Rural poor across the country.

The scheme is applicable for people belonging to LIG (Low Income Group) & EWS (Economically Weaker Sections) and now the government has also included MIG Group under PMAY after presenting the budget of 2017-18.

According to the scheme, the Pradhan Mantri Awas Yojana will be completed as following three phases.

Phase 1: 

Start date: April 2015 || End date: March 2017 || Target of Cities: 100 cities in India

Phase 2:

Start date: April 2017 || End date: March 2019 || Target of Cities: 200 cities in India
No. of cities targeted: 200 cities in India

Phase 3:

Start date: April 2019 || End date: March 2022 || All Remaining Cities in India

Actual Benefits of Pradhan Mantri Awas Yojana (PMAY)

Earlier, the Central government presented its Union Budget 2017-18 and it has provided a great relax for homebuyers by launching two new subsidy schemes under Pradhan Mantri Awas Yojana. Now the government will provide a subsidy of Rs.2.4 Lakh on Home Loan for 20 years which was 15 years.

  • Subsidy of Rs. 2.4 Lakh for buying houses under the Pradhan Mantri Awas Yojna
  • 6.5% (credit linked) subsidy on the interests on the loans availed by the people who bought/planning to buy houses under the scheme.
  • The interest subsidy will be offered for 20 years from the date on which the loan amount was given to the customer
  • if you are earning 12 Lakh, the government will provide 4% subsidy under home loan of Rs 9 Lakh.
  • if you are earning 18 lakh, the government will provide 3% subsidy under home loan of Rs 12 Lakh.
  • If you apply for a loan at an interest of 9% than from the subsidy of all three categories on the home loan of Rs 20 lakh you will get a total benefit of Rs 2.4 Lakh and repayment of the loan will reduce the monthly installment of Rs 2,200.

Credit Linked Subsidy Scheme —- The beneficiaries can apply for housing loan under CLSS (Credit Linked Subsidy Scheme) at all bank branches.

Let’s Know About How to Apply Online for Pradhan Mantri Awas Yojana (PMAY)

The government has started online application form submission process to reduce the problem of people during the form submission at the corporation offices.

The Ministry of Housing and Urban Poverty Alleviation has joined hands with CSC e-Governance Services India Limited, the ministry of electronics and information technology to enable online applications for PMAY-U. Around 60,000 CSC Centres are enabled to accept the online application form.

All the interested needy people can apply online through the CSC or themselves by following some easy steps which are given below.

Step First:

Log on at

Second Step:

Click on Citizen Applications Link:

Third Step:

Click on For Slum Dwellers or Benefits under Other 3 Components Link for Fill Application Form:

Fourth Step:

How to Fill Application Form:

Fifth Step: 

In Final Step Fill Captcha Code and Click on Submit Button for Final Submission:

After final application form submission, the applicants must take the print out of receiving for checking the status of their application form.


  • Pawan dewan

    Dear sir g ya madem g namaskaar
    Mere naam par kuch bhi nahi hai kewal adhaar card hi hai kya kabhi mai bhi apni family ke liya apna ghar bana sakta hu
    Abhi rent 7ooo rs deta hu
    Bank account zero hai
    Mere maa BAAP ne mujhe alag kar diya love marriage ke baad
    Agar koi scheme ho to please batao
    Nahi to struggle to kar hi rahe hai

    Name pawan Dewan
    Manimajra chandigarh ut


    Sub : Issue related housing loan subsidy not received.
    Sir & Madam,
        I had taken housing loan from dena bank on 28/11/2017  of rupees 7.45 lakhs @ rate of interest 8.25 %, but till date I have not received my subsidy. When ever I’m going for inquiries they were giving negative and giving not proper details. Please look into this matter
           Loan applicant name : SUSHIL KUMAR A SHARMA
    ADHARCARD NO 228737080997
        PAN CARD NO DIZPS7373J  
    DATE OF BIRTH 08/11/1989
    Adhar no 567844787436
    Pancard no JIAPS6035Q
    DOB 23/11/1994
    Loan details :
    Saving A/c no 097410039139
    LOAN ACC NO 97451031262
    IFC CODE BKDN0240974
    PIN CODE 396170

    My bank manager and team not taking seriously for this issue.

    Yours sincerely
    Place: Umbergaon. Sushil Kumar Sharma

  • Samir dolai

    Hello dear sir.. My name is samir dolai. Father name is pratap dolai. Village. Dubrajpur. PS sabang. Mohar dist.. Paschim Medinipur.. Sir mera pitaji ek pmay ghor mila 2018-2019.. Mera ghor hogeyahe liking 3rd pement nehi milrahe keya koru kuch samajme nehi arahe please help me sir



  • Veena

    I had purchased flat in February 2015. Will it be possible to get the benefit of pradhan-mantri-awas yojna ?

  • DINESH Deshmukh

    Maine Flat kharida hai 2016 me lekin yeh pmayojna skim bank me nahi thi,, tho bank NE bataya ki jab lagu hogi tab apko uska benefits milenga,, lekin unhone mujhe turm or conditions nahi bataye ,, Maine flat kharidte vakt sirf mere Nam PE kharida ,, ab mujhe pm avas Yojna ka koi bhi fayda nahi mil raha hai,,
    Please help me mai kaise is Yojna ka fayda le saku,,

  • Anand degio

    Hello dear sir,
    I’m a poor family from Arunachal Pradesh and here there is no option for awas yojna so as my poor condition I can’t step forward with my all family members please help and offer me a loan pmay…

  • Vinay bakoriya

    Hampar v kripa kijiye sir

  • sukhla asati post bharoula jeela umaria pin cod 484661

    Deer sir

  • vikram 9992310929

    Sir jwab do

  • vikram

    Sir mera gar neche for gya H ! muje kisi ki sahayata nhi mil rhi muj par bi kripa kijiye ! PM yojna ke anushar gar ban wa do ! apki kripa hogi ! Mere bhche bi apko doya denge thanks.

  • ajaz ali

    ye mera no hi kochh kaam hoto dena 12 manh se baitha hun bekaar koi paysa ka aamdani nahin hi kiya karon kochhe bhi milega karonga

  • siddaraju s

    sir pls help me my adhar is filled is not showing

  • Parmjeet kaur

    I am so thanks full pm sir for a sceem

  • Parmjeet kaur

    I am so poor pm sir plz help me ????

  • Dipali Chetan Bhagat

    What is procedure after printing form??

  • Vijay Singh Negi

    hey,i have applied for PMAY and i got one receipt also where i got the i think one application no. is their.So when i am checking my status it is showing to , it is pending.Kindly let me know how i come to know about the allocation of houses under PMAY and how i proceed further.Also let me know till when housing allocation would be started under PMAY.

    Vijay Singh Negi

  • prasad

    Hello team, i register for PMAY and Survey ID created.what action i need to take now
    Please let me know the steps.

    Prasad b

  • prasad

    Hello team, i register for PMAY and Survey ID created.what action i need to take now

    Prasad b

  • rahul savita

    I poor

  • Kiran

    I have taken house loan already and paying EMI s can I convert it to pmay scheme
    Is this applicable


    Sir my house not yet repairing pls solutions my request applicant must be the same as the repairing the my house and the solution

  • Obula Reddy

    What is the procedure for allying CLSS for above 50000/- PM income holders . Please suggest.

  • pradeep

    web site showing its under maintenance

  • Ch s n Murthy

    I want to go for house loan from Syndicate bank or sbi.should I apply pmay(online) even before my approach to bank for loan?or should I apply for pmay after getting sanction from bank? Pl reply

  • pramod chamoli

    my wife apply pmay complete the online we get the AWB no also, now it’s showing we r capable for Loan and surve I’d also generate can u plz tell as the nxt step

  • Vidhi parasnani

    My father has fill up the pmay form online we get the AWB no also, now it’s showing we r capable for Loan and surve I’d also generate can u plz tell as the nxt step

  • Amar kaushal

    Can I register online…and what will be the payment plan

  • Santosh Mohan Ambade

    PMAY mere plot mai makan banane se subsidy mil sakti kya

Leave a Reply

Your email address will not be published. Required fields are marked *