--> Apply Online for Home Loan under PM Awas Yojana Credit Linked Subsidy Scheme - PMAY

Apply Online for Home Loan under PM Awas Yojana Credit Linked Subsidy Scheme

PM Awas Yojana Credit Linked Subsidy Scheme

The PM Awas Yojana Credit Linked Subsidy Scheme provides subsidies on home loans for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our Honorable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022.

Apply Online for Home Loan under PM Awas Yojana Credit Linked Subsidy Scheme,

Eligibility Criteria Under PM Awas Yojana Credit Linked Subsidy Scheme

  • Families comprising of husband, wife and unmarried children – they should not own a pucca house in his/ her name or in the name of any member of the family, in any part of India
  • Economically Weaker Section (EWS), whose annual household income is up to Rs. 3 lakh
  • Low Income Group (LIG) whose annual household income is above Rs.3 lakh and up to Rs. 6 lakh
  • The House constructed/acquired should be in the name of the female head of the household or in the joint names of male head of the household and his wife. Only in cases, where there is no adult female member of the family, the house can be in the name of the male member of the household.

Features of PM Awas Yojana Credit Linked Subsidy Scheme

  • Subsidy benefit of 6.5% p.a for first home buyers
  • Upfront subsidy benefit on principal outstanding

Applying Procedure for PM Awas Yojana Credit Linked Subsidy Scheme

Facility to apply online for Pradhan Mantri Awas Yojana will be available at about 60000 common service centers in urban areas across the country. An application cost of Rs. 25 will be charged by the CSC’s per application. Each application will be thoroughly reviewed and accepted only if the candidature of the applicant is found eligible as per the criteria.

Read More: Apply Online for Pradhan Mantri Awas Yojana || Complete Details

Once the application is approved, the applicants who have opted for subsidized housing loan will be provided facility to avail loan at subsidized interest rate. However, subsidy on interest will be provided on a loan of maximum Rs. 6 Lakh availed for a tenure of up to 15 years. In case the beneficiary avails more loan amount, then normal bank interest rate will be applicable on the rest of the amount.

Read More: Latest News & Updates of Pradhan Mantri Awas Yojana Gramin

Complete List of 201 banks and Housing Finance Companies have signed MOU with Central Nodal Agencies for the PM Awas Yojana Credit Linked Subsidy Scheme

Housing Finance Companies7171
Public Sector Banks25227
Private Sector Banks9615
Regional Rural Banks341549
Co-Operative Banks152439

List of PLI’s, Banks & HFC’s for Home Loan under PMAY

Sr. No.Primary Lending Institution (PLI)Website AddressAssociated Central Nodal Agency (CNA)
Housing Finance Companies (HFCs)
1Aadhar Housing Finance Ltd.www.aadharhousing.comNHB
2Aditya Birla Housing Finance Ltd.www.adityabirlahomeloans.comNHB
3Akme Star Housing Finance Ltd.www.akmestarhousing.comNHB
4Aptus Value Housing Finance India Ltd.www.aptusindia.comNHB
5Aspire Home Finance Corporation Ltd.www.ahfcl.comNHB
6AU Housing Finance Ltd.www.auhfin.inNHB
7Can Fin Homes Ltd.www.canfinhomes.comNHB
8Capital First Home Finance Ltd.www.capfirst.comNHB
9Capri Global Housing Finance Private Limitedwww.cgcl.co.inNHB
10Cent Bank Home Finance Ltd.www.cbhfl.comNHB
11Dewan Housing Finance Corporation Ltd.www.dhfl.comNHB
12DHFL Vyasa Housing Finance Ltd.www.dvhousing.comNHB
13DMI Housing Finance Pvt. Ltd.www.dmihousingfinance.inNHB
14Edelweiss Housing Finance Ltd.www.edelweissfin.comNHB
15Equitas Housing Finance Pvt. Ltd.www.equitashf.inNHB
16Fast Track Housing Finance Pvt. Ltd.www.fasttrackhfc.comNHB
17Fullerton Home Finance Company Ltd.www.fullertonindia.comNHB
18GIC Housing Finance Ltd.www.gichfindia.comNHB
19GRUH Finance Ltd.www.gruh.comNHB
20Habitat Microbuild India Housing Finance Company Pvt. Ltd.www.microbuildindia.comNHB
21HBN Housing Finance Ltd.www.hbnhousing.comNHB
22Hinduja Housing Finance LimitedNHB
23Home First Finance Company India Pvt. Ltd.www.homefirstindia.comNHB
24Housing and Development Corporation Ltd.www.hudco.orgNHB
25Housing Development Finance Corporation Ltd.www.hdfc.comNHB
26ICICI Home Finance Company Ltd.www.icicihfc.comNHB
27India Bulls Housing Finance Ltd.www.indiabullshomeloans.comNHB
28India Home Loan Ltd.www.indiahomeloan.co.inNHB
29India Infoline Housing Finance Ltd.www.iiflhomeloans.comNHB
30India Shelter Finance Corporation Ltd.www.indiashelter.inNHB
31Khush Housing Finance Ltd.www.khfl.co.inNHB
32L & T Housing Finance Ltd.www.lthousingfinance.comNHB
33LIC Housing Finance Ltd.www.lichousing.comNHB
34Magma Housing Financewww.magmahfc.co.inNHB
35Mahindra Rural Housing Finance Ltd.www.mahindrahomefinance.comNHB
36Mamata Housing Finance Company Pvt. Ltd.www.mamtahousingfinance.comNHB
37Manipal Housing Finance Syndicate Ltd.www.manipalhousing.comNHB
38Mannappuram Home Finance Pvt. Ltd.www.manappuram.comNHB
39MAS Rural Housing and Mortgage Finance Ltd.www.mrhmfl.co.inNHB
40Mentor Home Loans India Ltd.www.mentorhousing.comNHB
41Micro Housing Finance Corporation Ltd.www.mhfcindia.comNHB
42Muthoot Homefin (India) Ltd.www.muthootfinance.comNHB
43Muthoot Housing Finance Company Ltd.www.muthootgroup.comNHB
44National Trust Housing Finance Ltd.www.natrusthome.comNHB
45New Habitat Housing Finance and Development Ltd.www.newhabitat.inNHB
46Nivara Home finance limitedwww.nivarahousing.comNHB
47North East Region Housing Finance Company Ltd.www.nerhofic.co.inNHB
48Orange City Housing Finance Ltd.www.ochfl.comNHB
49Panthoibi Housing Finance Company Ltd.www.phfcl.org.inNHB
50PNB Housing Finance Ltd.www.pnbhousing.comNHB
51RAAS Housing Finance (India) Ltd.www.raashfc.comNHB
52Reliance Home Finance Ltd.www.reliancehomefinance.comNHB
53Religare Housing Development Finance Corporation Ltd.www.religarehomeloans.comNHB
54Repco Home Finance Ltd.www.repcohome.comNHB
55Sahara Housing Fina Corporation Ltd.www.saharahousingfina.comNHB
56Saral Home Finance Ltd.www.saraldhan.comNHB
57SEWA Grih Rin Ltd.www.sgrlimited.inNHB
58Shriram Housing Finance Ltd.www.shriramhousing.inNHB
59Shubham Housing Development Finance Company Pvt. Ltd.www.shubham.coNHB
60SRG Housing Finance Ltd.www.srghousing.comNHB
61Sundaram BNP Paribas Home Finance Ltd.www.sundarambnpparibashome.comNHB
62Supreme Housing Finance Limitedwww.supremehomeloans.comNHB
63Swagat Housing Finance Company Ltd.www.swagathfc.inNHB
64Swarna Pragati Housing Microfinance Private Limitedwww.swarnapragatihousing.comNHB
65Tata Capital Housing Finance Ltd.www.tatacapitalhfl.comNHB
66USB Housing Finance Corporation Ltd.www.usbhousing.inNHB
67Vastu Housing Finance Corporation Ltd.www.vastuhfc.comNHB
68Viva Home Finance Ltd.www.vivagroup.inNHB
69West End Housing Finance Limitedwww.westendhfl.comNHB
70Ummeed Housing Finance Private Limitedwww.ummeedhfc.comNHB
71IKF Housing Finance Private Limitedwww.ikffinance.comNHB
Public Sector Banks
1Allahabad Bankwww.allahabadbank.inNHB
2Andhra Bankwww.andhrabank.inNHB
3Bank of Barodawww.bankofbaroda.co.inNHB
4Bank of Indiawww.bankofindia.comNHB
5Bank of Maharashtrawww.bankofmaharashtra.inNHB
6Bhartiya Mahila Bank Ltd.www.bmb.co.inNHB
7Canara Bankwww.canarabank.inNHB
8Corporation Bankwww.corpbank.comNHB
9Dena Bankwww.denabank.co.inNHB
10IDBI Bank Ltd.www.idbi.comNHB
11Indian Bankwww.indian-bank.comNHB
12Indian Overseas Bankwww.iob.inNHB
13Oriental Bank of Commercewww.obcindia.co.inNHB
14Punjab & Sind Bankwww.psbindia.comNHB
15Punjab National Bankwww.pnbindia.inNHB
16State Bank of Bikaner & Jaipurwww.sbbjbank.comNHB
17State Bank of Hyderabadwww.sbhyd.comNHB
18State Bank of Indiawww.sbi.co.inNHB
19State Bank of Mysorewww.onlinesbm.comNHB
20State Bank of Travancorewww.statebankoftravancore.comNHB
21Syndicate Bankwww.syndicatebank.inNHB
22UCO Bankwww.ucobank.comNHB
23Union Bank of Indiawww.unionbankonline.co.inNHB
24United Bank of Indiawww.unitedbankofindia.comNHB
25State Bank of Patialawww.sbp.co.inNHB
26Central Bank of Indiawww.centralbankofindia.co.inHUDCO
27Vijaya Bankwww.vijayabank.comHUDCO
Private Sector Banks
1Axis Bank Ltd.www.axisbank.comNHB
2DCB Bank Ltd.www.dcbbank.comNHB
3ICICI Bank Ltd.www.icicibank.comNHB
4Karnataka Bank Ltd.www.karnatakabank.comNHB
5Karur Vysya Bank Ltd.www.kvb.co.inNHB
6Tamilnad Mercantile Bank Ltd.www.tmb.inNHB
7Catholic Syrian Bankwww.csb.co.inNHB
8The Federal Bank Ltd.www.federalbank.co.inNHB
9Yes Bankwww.yesbank.inNHB
10City Union Bankwww.cityunionbank.comHUDCO
11Dhanlaxmi Bank Ltd.www.dhanbank.comHUDCO
12J & K Bankwww.jkbank.netHUDCO
13Lakshmi Vilas Bankwww.lvbank.comHUDCO
14Nanital Bank Ltd.www.nainitalbank.co.inHUDCO
15South Indian Bank Ltd.www.southindianbank.comHUDCO
Regional Rural Banks
1Allahabad UP Gramin Bankwww.allahabadgraminbank.inNHB
2Andhra Pradesh Grameena Vikas Bankwww.apgvbank.inNHB
3Andhra Pragati Grameena Bankwww.apgb.inNHB
4Arunanchal Pradesh Rural Bankwww.apruralbank.comNHB
5Assam Gramin Bankwww.agvbank.co.inNHB
6Baroda Gujarat Gramin Bankwww.bggb.inNHB
7Dena Gujarat Gramin Bankwww.dggb.co.inNHB
8Karnataka Vikas Grameena Bankwww.kvgbank.comNHB
9Kerala Gramin Bankwww.keralagbank.comNHB
10Langpi Dehangi Rural Bankwww.ldrb.orgNHB
11Madhya Bihar Gramin Bankwww.mbgbpatna.comNHB
12Maharashtra Gramin Bankwww.mahagramin.inNHB
13Manipur Rural Bankwww.manipurruralbank.comNHB
14Mizoram Rural Bankwww.mizoramruralbank.comNHB
15Nagaland Rural BankNHB
16Narmada Jhabua Gramin Bankwww.njgb.inNHB
17Pragathi Krishna Gramin Bankwww.pragathikrishnabank.comNHB
18Saurashtra Gramin Bankwww.sgbrrb.orgNHB
19Utkal Grameen Bankwww.ugb.co.inNHB
20Chhattisgarh Rajya Gramin Bankwww.cgbank.inNHB
21Tripura Gramin Bankwww.tripuragraminbank.orgNHB
22Madhyanchal Gramin Bankwww.mgbank.co.inNHB
23Odisha Gramiya Bankwww.odishabank.inNHB
24Kashi Gomti Samyut Bankwww.kgsgbank.co.inNHB
25Pandyan Grama Bankwww.pandyangramabank.inNHB
26Uttar Bihar Gramin Bankwww.ubgb.inNHB
27Prathama Bankwww.prathamabank.orgNHB
28Gramin Bank of Aryavartwww.aryavart-rrb.comNHB
29Baroda Uttar Pradesh Gramin Bankwww.barodagraminbank.comNHB
30Punjab Gramin Bankwww.pgbho.comNHB
31Kaveri Grameena Bankwww.kaverigrameenabank.comNHB
32Sarva Haryana Gramin Bankwww.shgb.co.inNHB
33Central Madhya Pradesh Gramin Bankwww.centralmpgraminbank.comNHB
34Chaitanya Godavari Grameena Bankwww.cggb.inNHB
35Bangiya Gramin Vikas Bankwww.bgvb.co.inHUDCO
36Baroda Rajasthan Kshetriya Gramin Bankwww.brkgb.comHUDCO
37Bihar Gramin Bankwww.bihargraminbank.inHUDCO
38J&K Grameen Bankwww.jkgb.inHUDCO
39Jharkhand Gramin Bankwww.jharkhandgraminbank.comHUDCO
40Meghalaya Rural Bankwww.meghalayaruralbank.co.inHUDCO
41Rajasthan Marudhara Gramin Bankwww.mgbbank.comHUDCO
42Sarva UP Gramin Bankwww.upgb.comHUDCO
43Satluj Gramin Bankwww.sgbbathinda.co.inHUDCO
44Telangana Grameena Bankwww.tgbhyd.inHUDCO
45Uttarakhand Gramin Bankwww.uttarakhandgraminbank.comHUDCO
46Uttarbanga Kshetriya Gramin Bankwww.ubkgb.orgHUDCO
47Vanachal Gramin Bankwww.vananchalgraminbank.comHUDCO
48Purvanchal Bankwww.purvanchalbank.comHUDCO
49Ellaquai Dehati Bankwww.edb.org.inHUDCO
Co-operative Banks
1Bombay Mercantile Co-operative Bankwww.bmcbankltd.comNHB
2Prime Co-operative Bank Ltd.www.primebankindia.comNHB
3Punjab & Maharastra Co- operative Bank Ltd.www.pmcbank.comNHB
4Rajkot Nagarik Sahakari Bank Limitedwww.rnsbindia.comNHB
5Shri Mahila Sewa Sahakari Bank Ltd.www.sewabank.comNHB
6The Ahmedabad Mercantile Co- operative Bank Ltd.www.amco-bank.comNHB
7The Gujarat State Co-operative Bank Ltdwww.gscbank.co.inNHB
8The Kalyan Janata Sahakari Bank Ltd.www.kalyanjanata.inNHB
9The West Bengal State Co- operative Bank Ltd.www.wbscb.comNHB
10The Bharat Co-operative Bank (Mumbai) Ltd.www.bharatbank.comNHB
11The Greater Bombay Co- operative Bank Ltd.www.greaterbank.comNHB
12The Nawangar Co-operative Bank Ltd.www.nawanagarbank.co.inNHB
13Citizen Credit Co-op Bank Limitedwww.citizencreditbank.comNHB
14Sarvodaya Commercial Co- operative Bankwww.sccbank.inNHB
15Jalgaon Janata Sahakari Bank Ltd.www.jjsbl.comNHB
16Bihar State Co-operative Bank Ltd.www.biharbank.bih.nic.inHUDCO
17Chhattisgarh Rajya Sahakari Bank Maryaditwww.cgapexbank.comHUDCO
18Cosmos Co-operative Urban Bank Ltd.www.cosmosbank.comHUDCO
19J&K State Cooperative BankHUDCO
20Jharkhand State Co-Operative Bank Ltd.www.jscb.gov.inHUDCO
21Kalupur Commercial Co-operative Bank Ltd.www.kalupurbank.comHUDCO
22Mahanagar Co-Operative Bank Ltd.www.mahanagarbank.comHUDCO
23Mehsana Urban Co-Operative Bank Ltd.www.mucbank.comHUDCO
24Mizoram Cooperative Apex Bank Ltd.www.mizoapex.comHUDCO
25Nutan Nagarik Sahakari Bank Ltd.www.nutanbank.comHUDCO
26Odisha State Cooperative Bankwww.oscb.coopHUDCO
27Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd.www.pardipeoplesbank.inHUDCO
28Shikshak Sahakari Bank Ltd.www.shikshakbank.comHUDCO
29Sikkim State Co-Operative Bank Ltd.HUDCO
30The Goa State Co-Operative Bank Ltd.www.gscbgoa.comHUDCO
31The Surat People’s Cooperative Bank Ltd.www.spcbl.inHUDCO
32Sangli Urban Co-Operative Bank Ltd.www.sangliurbanbank.inHUDCO
33Meghalaya Co-Operative Apex Bank Ltd.www.mcab.gov.inHUDCO
34Karad Urban Co-Operative Bank Ltd.www.karadurbanbank.comHUDCO
35Kerala State Co-Operative Bank Ltd.www.keralacobank.comHUDCO
36Shree Panchganga Nagari Sahakari Bank Ltd.www.panchgangabank.comHUDCO
37Uttarakhand State Cooperative Bank Ltd.www.ukstcbank.comHUDCO
38The Punjab State Cooperative Bank Ltd.www.pscb.inHUDCO
39Janta Sahakari Bank Ltd.www.janatabankpune.comHUDCO

NHB: National Housing Bank

HUDCO: Housing and Urban Development Corporation Ltd.

The list of some of the leading banks and finance institutions with links to read about PM Awas Yojana home loans under PM Awas Yojana Credit Linked Subsidy Scheme

Canara Bank: http://www.canarabank.com

Bank of India: http://www.bankofindia.co.in/

ICICI Bank: https://www.icicibank.com/

Corporation Bank: http://www.corpbank.com/

Punjab National Bank: https://www.pnbindia.in/

Bank of Baroda: http://www.bankofbaroda.co.in/

J&K Bank: http://www.jkslbc.com/

IDBI Bank: https://www.idbi.com/

Yes bank: https://www.yesbank.in/

Tata Capital: http://www.tatacapital.com/

IIFL Home Loans: http://www.iiflhomeloans.com/

The complete list can also be downloaded in PDF format from the official website of Ministry of Housing and Urban Poverty Alleviation using the link below


CLSS Toll-Free Helpline Numbers

NHB: 1800-11-3377, 1800-11-3388
HUDCO: 1800-11-6163
SBI : 1800-11-2018

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